Banking Services Management (BSM) MCQs

M

Mr. Dubey • 51.43K Points
Coach

Q 31. The powers of the Board of Directors to borrow from the bank are mentioned in

(A) article of association
(B) memorandum of association
(C) special resolution
(D) a & b
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M

Mr. Dubey • 51.43K Points
Coach

Q 32. The Securitization and Reconstruction of Financial Asset and enforce of Security Interest Act came into force from

(A) 21.08.02
(B) 21.06.02
(C) 21.07.02
(D) 21.12.02
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M

Mr. Dubey • 51.43K Points
Coach

Q 33. E.P.S. in share market stands for

(A) earning per share
(B) electronic payment system
(C) employee pension scroll
(D) equated payment system
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M

Mr. Dubey • 51.43K Points
Coach

Q 34. C.R.A. in banking parlance stands for

(A) credit rating association
(B) credit rating agency
(C) credit risk assessment
(D) none of these
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M

Mr. Dubey • 51.43K Points
Coach

Q 35. Full form of SLR

(A) statutory liquidity ratio
(B) state level recovery
(C) sundry leverage ratio
(D) state liquidity reserve
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M

Mr. Dubey • 51.43K Points
Coach

Q 36. NGO is the term associated with

(A) shg
(B) pmry
(C) seeuy
(D) agri. advances
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M

Mr. Dubey • 51.43K Points
Coach

Q 37. Banking ombudsman means

(A) person appointed to recover dues from defaulting borrowers
(B) a person to whom customer can approach for redress of his grievances
(C) a person appoint
(D) to settle dispute between employees and management
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M

Mr. Dubey • 51.43K Points
Coach

Q 38. ………..represents short-term loans granted either to the discount houses or to other banks which are obtainable at call.

(A) balance with other banks
(B) money at call and short notice
(C) bills discount
(D) cash in hand
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M

Mr. Dubey • 51.43K Points
Coach

Q 39. As the credit card gives the overdraft facilities and additional………….power to customer.

(A) lending
(B) deposit
(C) borrowing
(D) creating
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M

Mr. Dubey • 51.43K Points
Coach

Q 40. ……………is a system of banking in which one bank carries on its business through a network of branches spread all over the country.

(A) chain banking
(B) unit banking
(C) branch banking
(D) none of these
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